National Debt Relief
One monthly program payment instead of juggling several card bills, with a free, no-obligation consultation.
- Free, no-obligation consultation
- A debt-free goal in 24 to 48 months
- Built for $10,000 or more in unsecured debt
Debt Relief
Debt relief options
If several high-balance credit cards or personal loans are stretching your budget, a debt relief program may resolve enrolled unsecured debts for less than the full balance, folded into one monthly program payment. Here is a top provider to compare.
National Debt Relief, rated by its clients
4.6 · 13,800+ Reviews
4.9 · 58,070+ Reviews
4.7 · 44,500+ Reviews
Ratings are National Debt Relief’s, as published on Google, ConsumerAffairs, and Trustpilot. All trademarks belong to their respective owners.
How debt relief works
1
Free consultation
Talk through your unsecured debts and get a no-obligation look at whether a program is a fit. It takes a few minutes.
2
One monthly payment
Instead of juggling several card bills, you set aside a single monthly program payment you can manage.
3
Debt resolved
The company works with your creditors to resolve enrolled debts for less than the full balance, often over 24 to 48 months.
Is a debt relief program right for you?
- You carry $10,000 or more in unsecured debt, such as credit cards, personal loans, or medical bills.
- Keeping up with minimum payments each month has become a struggle.
- You would rather make one monthly program payment than juggle several bills.
- You want to explore an alternative to bankruptcy first.
Common questions
What is debt settlement?
Debt settlement is a program where a company negotiates with your creditors to resolve enrolled unsecured debts for less than the full balance. It is not a loan, credit counseling, or bankruptcy.
How long does it take?
Most clients who complete a program do so in about 24 to 48 months, depending on how much debt is enrolled and how quickly funds are set aside. Results vary.
Will it affect my credit?
Debt settlement can affect your credit while you are in the program, since enrolled accounts may go unpaid during negotiation. Weigh the trade-offs against your other options before enrolling.
What debts qualify?
Generally unsecured debts such as credit cards, personal loans, and medical bills. Secured debts like mortgages and auto loans do not qualify. Eligibility is set by the provider.
instoloan.com is not a debt relief provider, lender, or law firm. We introduce you to the provider shown above, which sets its own program terms, fees, eligibility, and timelines. Debt settlement is not a loan, credit counseling, tax advice, or bankruptcy; creditors may continue collection activity and enrolled balances may keep accruing fees and interest, and results vary. Read the full program terms before enrolling. instoloan.com may be compensated when you request a consultation.